List of Federal Government Loans In 2022

Are you a businessman or woman, searching for a loan opportunity in Nigeria? Are you interested in the Federal Government loan initiatives for farmers, youths, businessmen/women and households? If ‘ yes you are on the right page. In this post, we will show you the complete list of federal government loans for 2022, and how you can apply for each of them.

Kindly note that some loans are interest-free while some are of very low-interest rates. The application process for all the government loans listed here is free.

List of Federal Government Loans 2022

Below is the list of the federal government and Central Bank of Nigeria (CBN) loans;

1. Central Bank of Nigeria (CBN) NIRSAL COVID-19 Loan

This is a government loan opportunity through CBN aimed at helping business owners and households in Nigeria to recover from the economic challenges caused by the COVID-19 pandemic. Apply for this loan at

2. NYSC CBN Loan

This loan has been in existence for a while. It’s a loan initiative for ex-corps members and corps members to enable them to start up a business so they won’t depend on the white-collar jobs after their service year. Apply at

3. Nexit Loan

This is the Federal government loan for exited N-power beneficiaries. Through this scheme, the Central Bank of Nigeria (CBN) disburse funds to exited volunteers of the Npower program who applied via the Nextit portal.


The Agric, Small and Medium Enterprise Scheme is an initiative of the Central Bank of Nigeria to help agricultural-related businesses in Nigeria. To apply for this loan, see here.

CHECK THIS:  How Much Do I Need to Retire?

5. Npower GEEP loan

This loan was created for the outgoing N-power batch A and B beneficiaries to start up a business so they won’t go back to the street. Apply at or click here.

6. NHF loan from Federal Mortgage Bank of Nigeria

The National Housing Fund (NHF) loan is a federal government initiative to facilitate the provision of affordable housing for Nigerians. Click here for details on how to apply for this loan.